Schwab Brokerage Account

Open a Schwab One International® Account and start investing in U.S. markets on your terms.

Online equity

  • US$0

    Online listed equity trades¹

  • US$0

    No service fees³

  • Online tools and research

  • Satisfaction guarantee²

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1. Standard online US$0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market. Options trades will be subject to the standard US$0.65 per-contract fee. Service charges apply for trades placed through a broker (US$25) or by automated phone (US$5). Exchange process, ADR, and Stock Borrow fees still apply. Please contact Schwab for details. See the Charles Schwab Pricing Guide for Individual Investors for full fee and commission schedules.

2. **Schwab Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. (“Schwab”), Charles Schwab Bank, SSB (“Schwab Bank”), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern. Refund requests must be received within 90 days of the date the fee was charged. Two kinds of “Fees” are eligible for this guarantee: (1) “Program Fees” for the Schwab Wealth Advisory (“SWA”), Schwab Managed Portfolios™ (“SMP”), Schwab Intelligent Portfolios Premium™ (“SIP Premium”), and Managed Account Connection® (“Connection”) investment advisory services sponsored by Schwab (together, the “Participating Services”); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors or the Charles Schwab Bank Pricing Guide.


For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by Charles Schwab Investment Management, Inc., an affiliate of Schwab. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab‐affiliated advisors outside of the SWA, SMP, SIP Premium, and Connection services.


The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.

3. There are no fees to open or maintain your account. Other account fees, fund expenses, and brokerage commissions may apply. See the Charles Schwab Pricing Guide for Individual Investors ("the Guide" and any amendments to the Guide for comprehensive details on fees.

Easily manage and access your money with a Schwab brokerage account.

  • Convenient cash access and management

    Access and manage cash in your brokerage account with check writing up to your available account balance, and a Visa® debit card.

  • No ATM fees anywhere⁴

    Use your Schwab Visa® debit card at any ATM in the world, and we will refund the fees.

  • Money transfers

    Use international wire transfer or Schwab's Foreign Currency Wire Transfer Service, with competitive exchange rates, no transaction fees, and deposits in a variety of currencies.

    *Disclaimer: A US$25 service fee will be charged for outgoing wire transfers. Learn more

  • Get your statements how and when you want

    View your monthly account statement online or receive in the mail.

Leverage our investments, advice and workshops to grow your U.S. portfolio.

  • Broad investment choice

    Take advantage of a diverse selection of U.S. dollar-denominated stocks, options, bonds, ETFs, and offshore mutual funds. At some of the lowest pricing in the industry.

  • Personalized advice

    Get one-on-one help creating a personalized investment plan to meet your U.S. investing goals.

  • U.S. investing education

    Hone your U.S. investing skills or learn a new one with our workshops and webinars.

Commissions and fees that reflect our commitment to keeping costs low.

Open a brokerage account with a minimum US$25,000 deposit and pay US$0 online listed equity commissions5, regardless of your account balance, or the size of your trade.

Specialized trading platforms and support, too.

When you open a brokerage account, you get access to our robust trading tools and resources for better U.S. investing.

Common questions

A brokerage account is an arrangement between you and a licensed brokerage firm. Once your account is set up, you can deposit funds and place investment orders through the brokerage, and the transactions will be carried out on your behalf. You have the freedom to invest in whatever eligible investment you choose—stocks, bonds, mutual funds, and more—all in a single account.

A margin account allows you to borrow against your eligible securities and can be helpful when you need to buy more securities, take advantage of timely market opportunities, or give yourself a source of overdraft protection. However, margin borrowing is not for everyone, and you should consider all risks and limitations before selecting this option. 

A cash account only allows you to use the cash that you deposited to buy stocks, bonds, mutual funds, or other investments. This type of account presents less market risk as you are only investing assets that you already have, but can be more limiting when timely opportunities or emergencies arise.

You must be approved in order to trade options in a Schwab brokerage account. During the online application process, you can choose to add options trading and apply for one of four levels of approval based on your objectives, experience, and financial position. 

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document titled Characteristics and Risks of Standardized Options. Supporting documentation for any claims or statistical information is available upon request.

Account opening and funding questions

Account opening and funding questions

  1. Substitute Form W-8BEN
  2. Photocopy of a current passport
  3. Original or copy of a utility bill

The easiest way to open a Schwab One International account is online. You can also get help opening an account by calling us at 1-415-667-7870 (outside the U.S.) or 1-877-853-1802 (in the U.S.).

 The online account application process includes the following key steps:

  • Choosing the type of brokerage account (individual or joint)
  • Providing your personal, employment, and financial information
  • Selecting specific account features
  • Creating login credentials and providing contact information for your account
  • Verifying your identity
  • Indicating how you’ll fund the account

There are multiple ways to fund your new Schwab account:

  • Wire transfer request from another financial institution.
  • Check deposit by mail.
  • Transfer account from another brokerage firm.

Full funding instructions and access to online fund transfer tools will be provided after your account in fully established.

Start investing in the U.S. today.

Have more questions? We’re here to help.