Support for expatriots

Investing and brokerage services for U.S. expatriates

We understand that as an American living outside the U.S., there are some difficult challenges. That's why we aim to make the financial transition as smooth as possible. Schwab's account solutions allow expats to invest in U.S. markets while living abroad, access U.S. dollar–based accounts, and provide reporting for U.S. tax filing.

Why Choose Schwab for U.S. Expat Investing?

Whether you're newly abroad or a long-time expat, Schwab makes U.S. expat investing easier and can offer support such as:

  • Access to a range of investments in the U.S. market, including stocks, bonds, and ETFs.
  • Global access to your funds and customer support.
  • Expert investment advice and guidance.

U.S.-Based Professional Support

The U.S.-based professionals can help guide you through the account opening process and answer your questions. As a Schwab client, you will have access to:

  • An international wire team to facilitate currency exchanges and money movement.
  • Online workshops showcasing Schwab's platforms, market insights, and trading education.
  • U.S.-based client support and specialists to discuss specific investing or trading needs through a toll-free phone service.
U.S.-Based Professional Support

Investment Account Features for U.S. Expatriates Living Abroad

As a U.S. citizen living abroad, enjoy a number of advantages with Schwab, including:

  • Convenient access to your money through U.S. dollar–denominated checks, debit cards, and the Schwab MoneyLink® Electronic Funds Transfer Service.
  • Competitive rates of exchange when transitioning from the U.S. dollar to another major currency, and vice versa.
  • Simplified U.S. tax reporting due to all accounts being U.S.-domiciled dollar accounts.
  • Clear online reporting and a 1099 form to help IRS filing.
  • A Schwab Visa® debit card that can be used at any ATM in the world, and Schwab will refund the fees1.
Account Features for U.S. Expatriates

Schwab Trading Platforms to Support U.S. Expat Investing

As a Schwab client, you have access to market insights and online tools including:

  • The ability to stay connected to the markets and trade via the Schwab website using your computer, tablet, and mobile device.
  • Access to thinkorswim® trading platforms that offer powerful features and real-time insights designed to fit any trading style and skill level.

Common Questions About U.S. Expat Investing

Charles Schwab serves U.S. expats with brokerage accounts and investment solutions designed for international use. These investment accounts allow expatriates to invest in the U.S. market with in-depth support, streamlined trading platforms, and a range of investment choices.

Charles Schwab offers U.S. expatriates a broad range of investment choices, along with comprehensive investment education. Clients benefits from 24/5 trading access to over 1,100 popular stocks and ETFs, and opportunities to tap into over 40 Schwab Investing Themes®2. It also allows expatriates to consult with U.S. investment professionals, such as a Wealth Advisor and a dedicated Financial Consultant3. 

U.S. expats can invest through international-friendly firms like Charles Schwab International, which offers brokerage accounts for eligible expats. Other options include U.S. retirement accounts (like IRAs) and certain foreign investments. Keep in mind, though, that tax rules and reporting requirements can be complex. Schwab does not provide tax advice, so professional guidance is recommended.

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