Portfolio Management

Learn about diversification, asset allocation, rebalancing, risk, and other aspects of portfolio management.

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Options

Three Things to Know About the Wheel Strategy

The options wheel strategy involves buying cash-secured puts, and if they're assigned, writing covered calls on the stock, which might be repeatable. Here are three things to know.

Markets and Economy

6 Ways to Take Advantage of a Bad Market

Certain moves could make more sense during a bad market than during a good one. Here are six.

Investments

Schwab's 2025 Long-Term Capital Market Expectations

Continuing last year's trend, our 2025 outlook shows fixed income benefiting from high rates, while equities face a narrowing edge over risk-free investments.

Risk

Is It Time to Reassess Your Risk Tolerance?

How much risk can you really handle? The answer may surprise you.

Portfolio Management

What's Your Risk Capacity?

It's not how much risk you can stomach that counts—it's how much time you have left to save.

Risk

Ways to Help Reduce Risk in Your Portfolio

A market downturn can expose risk in your portfolio. Here are some considerations to help manage portfolio risk to stay on track of your financial goals.

Trading

What to Know About After-Hours Trading

What is after-hours trading? How does it work? Learn about the rules, risks, and benefits of extended-hours trading.

Markets and Economy

Songs of Experience: Reminiscences of a Strategist

It's been 38 years since I began my career on Wall Street and the lessons I learned along the way from some all-time investment greats always hold true.

Portfolio Management

How to Hedge Against an Event-Driven Correction

How to use S&P 500 put options for temporary downside portfolio protection when concerns over an event-driven sell-off are elevated.

Cash

How Much Cash Is Too Much Cash?

Today's relatively high yields from savings accounts and other cash investments are tempting, but don't overdo it.

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

With long options, investors may lose 100% of funds invested.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Cryptocurrency- related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.

Futures, futures options and Forex trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex.

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