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About Schwab

“Schwab was built around a simple idea: put the client first.” - Charles Schwab

Seeing the world through clients’ eyes has shaped who we are and what we offer.

Then Now
Low Pricing
Low Pricing 1975: When the SEC deregulated securities commissions, many Wall Street firms raised their commissions. Chuck went the opposite route and established one of the very first discount brokerages, giving more people access to the market and more control over their financial futures. Today: You will enjoy commission-free online equity and ETF trades + $0.65 options per-contract fees.¹

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Access 1996: Schwab embraced online investing in the early days of the internet, focused on developing tools and platforms that would help investors make the most of emerging technology. Today: Access the U.S. market with intuitive tools and guidance to find U.S. stocks that fit your global investing strategy.

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Education 2002: Unhappy with subjective stock ratings prevalent in the industry that were biased toward “buy”, Schwab launched the fact-based Schwab Equity Ratings3, a system that ranked over 3,000 stocks, with equal numbers of buys and sells. Today: Deepen your understanding of investing and trading with our webinars and workshops designed to help you learn more about topics in U.S. trading and investing.

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Accountability 2013: Schwab announces accountability as policy, believing every investor deserves it. Today: If for any reason you’re not completely satisfied, we’ll refund your eligible fee or commission and work with you to make things right. You won’t find that kind of promise everywhere—but you will find it here.2

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We make U.S. investing more accessible, affordable, and understandable.

Schwab is here to help international investors get the most out of their investments in the U.S.—the world’s largest financial market.* Our financial consultants, tools, and resources are all available to provide insight into American market trends. Together, we can help you understand the U.S. market in an effort to help you achieve your financial goals.

*Source: World Federation of Exchanges. Data as of December 31, 2017.
Based on market capitalization.

News & Research

Stay on top of the latest investor trends, consumer finance insights, and other timely issues in global markets.

We believe that asking questions can be the first step towards investing success.

Ready to Start
  • The minimum to open an individual or joint account is US$25,000. There is no charge to work with a Schwab Financial Consultant. Although other account fees, fund expenses, and brokerage commissions may apply, we believe in keeping our fees low as a way to provide greater value to you. We strive to keep fees low so that you have more to invest.

    Get details about our fees and commissions.

  • Satisfaction Guarantee:
    At Schwab, we believe every investor deserves to work with a firm they can count on. Our commitment is backed by a guarantee.2 If for any reason you’re not completely satisfied, we’ll refund your eligible fee or commission and work with you to make things right.

  • To apply for a Schwab One International account, simply prepare the required supporting documents and go through the online account opening process. Once the account is opened with your fund deposit, you can set up your online access and start investing.

    Now, in order for us to efficiently process your application for an account in accordance with relevant industry regulations, you will begin by telling us your country / region of residence.

  • As a general rule, Non-U.S. persons with no U.S. business operations are typically not obligated to file a U.S. tax return. Current U.S. estate tax laws also provide significant advantages to foreign investors. You should consult your legal and tax advisor(s) with any questions. Here are some basics about certain U.S. tax and estate considerations that you may take into account as part of your investment decision-making process.

  • To protect your personal information from unauthorized access and use, we use security measures that comply with U.S. federal law. These measures include computer safeguards and secured files and buildings. The Schwab Security Guarantee is our commitment to cover 100% of any losses in any of your Schwab accounts due to unauthorized activity. To learn more about security at Schwab, please visit SchwabSafe.

What We Offer
  • We provide access to the U.S. market to help international investors take advantage of investment opportunities with a variety of products, including:
    Offshore Mutual Funds (for non-U.S. persons, where permissible)
    Stocks & Options
    Fixed Income

  • Trading with Schwab means getting innovative tools, premium insights, robust education, and specialized support—all of which help give you what you need to make informed and timely trading decisions. And all with no trade minimums or platform fees (other account fees, fund expenses, and brokerage commissions may apply; see our pricing guide for details).

    You can trade with powerful web, software, and mobile trading platforms featuring advanced tools that are intuitive to use.

  • Schwab offers financial education specially designed for its international clients. Our live webinars are designed to help investors learn more about topics around U.S. investing. We also offer regular updates and insight into the state of the U.S. market. Use these resources to improve your investing knowledge and enhance your trading skills.

    View our available workshops and webinars.

How We Help International Investors
  • At Schwab International, we believe in putting investors first. We’re here to help foreign investors get the most out of their U.S. investments.

    The U.S. is home to the world’s largest financial market.* Our financial consultants, tools, and resources are all available to provide insight into American market trends. Together, we can help you understand the U.S. market in an effort to help you achieve your financial goals.

    *Source: World Federation of Exchanges. Data as of December 31, 2017. Based on market capitalization.

  • Stay up to date with Market Insights—a collection of in-depth daily U.S. market news plus commentary and insights from Schwab market experts.

  • Schwab was built around a simple purpose: champion every client’s goals with passion and integrity. This purpose drives us to help our clients take ownership of their financial futures, helping people at all levels of income and every stage of life.

    For foreign investors, Schwab’s innovative tools and resources as well as the benefit of decades of U.S. market experience help make the U.S. market even more accessible.

  • As an American living outside the U.S., Schwab aims to make your financial transition as smooth as possible. Below are a few ways we can help you invest in U.S. markets and manage your account while living abroad.

    • Professional support to help guide you through the account opening process and answer your questions
    • An international wire team to facilitate currency exchanges and money movement
    • Competitive rates of exchange when moving into or out of U.S. dollar with other major currencies
    • All accounts are U.S.-domiciled dollar accounts, which can simplify your U.S. tax reporting
    • Clear online reporting and a 1099 form to help your IRS filing

    Explore more information on Schwab’s services for U.S. expats.

Don’t see the answer you need?

Ask a Question or call us at

+1-415-667-7870 (outside the U.S.)

1-877-853-1802 (inside the U.S.)

Let’s take the next step together.

Open an Account

How is the U.S. market different?

Schwab offers free financial education designed for international clients.

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Own Your Tomorrow

1. The standard online $0 commission does not apply to large block transactions requiring special handling, restricted stock transactions, trades placed directly on a foreign exchange, transaction-fee mutual funds, futures, or fixed income investments. Options trades will be subject to the standard $.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Exchange process, ADR, foreign transaction fees for trades placed on the US OTC market, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for full fee and commission schedules.

2. If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab"), Charles Schwab Bank ("Schwab Bank"), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern within the time frames described below. Two kinds of "Fees" are eligible for this guarantee: (1) "Program Fees" for the Schwab Private Client ("SPC"), Schwab Managed Portfolios ("SMP"), Schwab Intelligent Portfolios Premium ("SIP Premium"), and Managed Account Connection ("Connection") investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors ("Account Fees") or the Charles Schwab Bank Pricing Guide. Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by Charles Schwab Investment Advisory, Inc. an affiliate of Schwab. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIP Premium and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.

3. Schwab Equity Ratings and the general buy/hold/sell guidance are not personal recommendations for any particular investor or client and do not take into account the financial, investment or other objectives or needs of, and may not be suitable for, any particular investor or client. Investors and clients should consider Schwab Equity Ratings as only a single factor in making their investment decision while taking into account the current market environment.

Schwab Equity Ratings are assigned to approximately 3,000 of the largest (by market capitalization) U.S. headquartered stocks using a scale of A, B, C, D and F. Schwab's outlook is that A‐rated stocks, on average, will strongly outperform and F‐rated stocks, on average, will strongly underperform the equities market over the next 12 months. Each of the approximately 3,000 stocks rated in the Schwab Equity Ratings universe is given a score that is derived from several research factors. The assignment of a final Schwab Equity Rating depends on how well a given stock scores on each of the factors and then how that stock stacks up against all other rated stocks.