Retirement

Save for retirement and prepare for how you'll spend your money once you retire.

ira retirement retirement - nearing or in social security ira - roth retirement income retirement - saving for rmds annuities 401(k) social security ira - traditional ira - rollover ira 401k

Travel Planning

Can You Really Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?

IRA

What is a Roth IRA for Kids and How Does It Work?

Using some after-school and summer earnings to save for retirement could lighten the burden for teen investors later in life.

RMDs

2025 RMD Reference Guide

What's new with required minimum distributions? We cover the basics here.

Retirement

Which Milestone Ages Factor Into Retirement Planning?

Retirement planning is tied to a series of milestone ages. Mark Riepe outlines which birthdays can shape decisions about your financial future.

Social Security

When Should You Take Social Security?

Mark Riepe is joined by Rob Williams and Susan Hirshman to examine one of the most critical retirement decisions: When should you take Social Security?

Financial Planning

Should You Roll Over Your Retirement Account?

What options do you have when leaving a job where you hold an employer-sponsored retirement account?

Financial Planning

How Does Retirement Planning Differ for Freelancers?

What options do freelancers have to get the most benefit out of their retirement savings?

Financial Planning

How Can You Build Your Pre-Retirement Checklist?

What do you need to take care of in the handful of years, months, and days before you retire?

The information provided here is for general informational purposes only and is not intended to be a substitute for specific individualized tax, legal or investment planning advice. Where specific advice is necessary or appropriate, consult with a qualified tax advisor, CPA, financial planner or investment manager.

Investing involves risk, including loss of principal. Hedging and protective strategies generally involve additional costs and do not assure a profit or guarantee against loss.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the options disclosure document titled "Characteristics and Risks of Standardized Options" before considering any option transaction. Supporting documentation for any claims or statistical information is available upon request.

With long options, investors may lose 100% of funds invested.

Covered calls provide downside protection only to the extent of premiums received, and prevent any profitability above the strike price of the call.

Cryptocurrency- related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.

Futures, futures options and Forex trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.

Forex trading involves leverage, carries a substantial level of risk, and is not suitable for all investors. Please read the Risk Disclosure for Forex.

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