Rob Williams CFP®, CRPC®, Vice President, Financial Planning, Retirement Income and Wealth Management, Schwab Center for Financial Research Recent articles Market Commentary Bitcoin: Does It Have a Place in Your Portfolio? by Rob Williams, Randy Frederick April 1, 2021 Bitcoin and other cryptocurrencies are speculative investments, so tread carefully. Market Volatility Market Volatility: What If You Don’t Have Time to Recover? by Rob Williams March 12, 2020 When the market drops, it's generally a good idea to stick to your long-term investment plan. But what if you don’t have time to recover?