Charles Schwab, Bloomberg data as of 11/17/2021.

Note: Period measures 1970-2020 using MSCI EAFE and MSCI USA indices. The EAFE Index serves as a performance benchmark for the major international equity markets as represented by 21 major MSCI indices from Europe, Australasia, and the Middle East, excluding the U.S. and Canada. The MSCI USA Index is designed to measure the performance of the large -and mid-cap segments of the U.S. market; with 602 constituents, the index covers approximately 84% of the free float-adjusted U.S. market capitalization. Past performance is no guarantee of future results.