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Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options. Multiple leg options strategies will involve multiple commissions. Please read the options disclosure document titled Characteristics and Risks of Standardized Options.

Restrictions apply: Online trades of Schwab ETFs are commission-free at Charles Schwab & Co., Inc. (Member SIPC), while trades of most third-party ETFs are subject to commissions. Broker-assisted and automated phone trades are subject to service charges. Waivers may apply. See the Charles Schwab Pricing Guide for details. All ETFs are subject to management fees and expenses. An exchange processing fee applies to sell transactions.

Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at +1-415-667-7870. Please read the prospectus carefully before investing.

Schwab ETFs are distributed by SEI Investments Distribution Co. (SIDCO). SIDCO is not affiliated with The Charles Schwab Corporation or any of its affiliates.

Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV).

Offshore mutual funds are not registered for sale in the United States and may not be offered or sold to persons who are U.S. citizens or U.S. residents, or to those physically present in the U.S. Not all offshore mutual funds are available in all countries. Please contact your Schwab investment professional for details.

Some foreign securities, including ADRs and foreign securities traded on domestic exchanges, may be subject to additional foreign tax withholding requirements.

Margin borrowing may not be right for everyone, and margin trading involves significant risk. It’s important that you fully understand your financial situation, the rules of margin borrowing, and conditions that may affect your investments. Please read the margin risk disclosure carefully.